:root{--navy:#0b1e3d;--navy2:#132b52;--gold:#c9a84c;--gold2:#efd77d;--ink:#182235;--muted:#607086;--bg:#f7f8fb;--white:#fff;--line:#e4e8ef;--green:#138a56;--shadow:0 18px 48px rgba(11,30,61,.1);--r:18px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65}a{color:#164f9e}img{max-width:100%;height:auto}.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;background:#fff;padding:10px;z-index:9999}.topbar{background:var(--gold);color:var(--navy);font-size:13px;font-weight:700;text-align:center;padding:7px 16px}.site-header{position:sticky;top:0;z-index:100;background:rgba(11,30,61,.97);border-bottom:2px solid var(--gold);box-shadow:0 4px 20px rgba(0,0,0,.22)}.nav-wrap{max-width:1180px;margin:auto;min-height:72px;padding:10px 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18px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;box-shadow:0 8px 24px rgba(11,30,61,.05)}.card p:last-child{margin-bottom:0}.answer{border-left:5px solid var(--gold);background:#fffbea}.answer strong{color:var(--navy)}.list{padding-left:20px}.list li{margin:8px 0}.link-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.link-grid a{display:block;background:#fff;border:1px solid var(--line);border-radius:11px;padding:12px 14px;text-decoration:none;font-weight:700;color:var(--navy)}.link-grid 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h2{color:#fff}.site-footer{background:#07152c;color:#d7deea;padding:45px 18px 24px}.footer-grid{max-width:1080px;margin:auto;display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}.site-footer a{color:#f1dc8e}.footer-bottom{max-width:1080px;margin:25px auto 0;padding-top:18px;border-top:1px solid rgba(255,255,255,.15);font-size:13px}.pill{display:inline-block;border-radius:999px;padding:5px 10px;background:#edf2f8;color:var(--navy);font-weight:700;font-size:13px;margin:3px}.media-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.media-grid img,.media-grid video{width:100%;height:240px;object-fit:cover;border-radius:14px;background:#111}.sticky-contact{position:fixed;right:14px;bottom:14px;display:flex;flex-direction:column;gap:8px;z-index:90}.sticky-contact a{width:52px;height:52px;border-radius:50%;display:grid;place-items:center;text-decoration:none;font-size:22px;box-shadow:0 8px 25px rgba(0,0,0,.22)}.sticky-contact .phone{background:var(--gold);color:var(--navy)}.sticky-contact .wa{background:#25d366;color:#fff}.toc{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px}.toc a{display:block;margin:6px 0}.badge{display:inline-flex;align-items:center;background:#e8f7ef;color:#116b45;border-radius:999px;padding:5px 10px;font-size:13px;font-weight:800}.muted{color:var(--muted)}@media(max-width:850px){.nav{display:none}.grid,.grid-2,.link-grid,.media-grid,.footer-grid{grid-template-columns:1fr}.hero{padding-top:55px}.container{padding-top:42px}.brand span{font-size:14px}.media-grid img,.media-grid video{height:220px}}@media print{.site-header,.topbar,.sticky-contact,.hero-actions,.cta{display:none}body{background:#fff}}